Organised by Kolaxus and NexG, Finexus was proud to be invited as one of six judges for Godamlah 2.0: Smart ID Hackathon, a nationwide innovation challenge that brought together 186 teams and 701 students across three core pillars: Inclusivity, Innovation, and Security.  

Representing Finexus, Director of Technology Dhruv Purushottam served as a judge for the final nine shortlisted teams, reinforcing Finexus’s role as a technology-forward leader shaping the future of digital identity. 

The hackathon challenged participants to reimagine Malaysia’s National ID as a universal digital login, enabling inclusive, innovative, and secure services. 

Inclusivity by Design: Identity That Works for Everyone 

The Inclusivity category focused on identity verification experiences that are accessible to elderly citizens, rural communities, and other underserved groups. 

• SmartSign (Idk) tackled a critical accessibility gap for Malaysia’s deaf community. With only 60 active interpreters serving over 44,000 Bahasa Isyarat Malaysia users, SmartSign introduced kiosks that automatically switch to “deaf mode” upon ID scans, translating sign language into text and voice for government officers, and text into real-time sign-language avatars for deaf users. 

• Nusalink (Yobusehyo) presented an offline-first digital ID wallet designed for rural areas, disaster zones, and other zero-connectivity scenarios. It enables offline identity verification via QR-encoded, government-signed credentials that can be cryptographically validated without internet access, with encrypted audit logs securely synced to the government cloud once connectivity is restored. 

• MyJanji (CIVIC ID) addressed RM1.57 billion in online fraud losses (2024) and the absence of formal contracts for 26% of gig workers. By combining MyKad NFC, facial liveness verification, and cryptographic hashing, MyJanji produce digital contracts with legally defensible identity verification. 

Innovation Unlocked: National ID as a Digital Platform  

The Innovation category showcased how a universal identity layer can unlock smarter services. 

• MySettle (spectrUM) streamlined minor road accident settlements by digitising police, citizen, and insurance workflows. The app enables online police reports with MyDigital ID–based authentication, auto-fills accident details with GPS location and map-generated sketches, supports multi-party virtual meetings, and consolidates documentation for insurance claims. 

• Lifekey (Ee So High) addressed RM90 billion in frozen inheritance assets by embedding mandatory legacy planning into MyKad application and renewal, through a digital platform integrated to government registries, financial institutions, and citizens. The platform applies a default 50–50 parental allocation, with inheritance released only via verified, authorised workflows. 

• My-ID Touch (AureliaX) reduces reliance on physical MyKad, helping 3.5 million rural citizens without smartphones and seniors who may forget or lose their IDs. Stationed kiosks would convert fingerprints into encrypted biometric templates stored temporarily, which are deleted immediately after verification – thus enabling secure identity verification without a physical MyKad. 

Security by Default: Trust Built into Every Transaction 

The Security category focused trust-by-default systems that keep citizens’ data safe while offering clear audit trails. 

• MyLayak (J2CH) is a zero-trust platform that allows citizens discover government services they qualify for without exposing personal data. Citizens verify their identity using MyDigital ID and a biometric template check, after which the government issues a non-transferable, cryptographically signed eligibility token. 

• PPEV (Alacard) uses Zero-Knowledge Proofs (ZKP) and PKI to let citizens prove eligibility without exposing personal data. The government issues cryptographically signed, time-bound tokens stored in digital wallets. Agencies verify tokens securely, and citizens approve or deny the transaction via the app, protecting against fraud and identity theft. 

• NextGuard ID (Ucim Fil Qalbi) is a blockchain-based digital identity platform that gives MyKad holders full transparency and control over how their identity is accessed. Users can approve or revoke data-sharing permissions across institutions on app, protecting sensitive information and preventing identity misuse. 

Building What’s Next 

At Finexus, we believe digital identity is the core infrastructure for the next wave of innovation. We applaud the participants for their bold, future-ready ideas and are inspired by how technology can advance inclusivity, innovation, and security for Malaysia and beyond.