Seamless payments with CARDWORKS™
Simplify card portfolio management, streamline issuing and acquiring, and accelerate payments from a single fully integrated platform.
Built for financial institutions
End-to-end ecosystem
A comprehensive suite of issuing and acquiring products and services, purpose-built for digital banks, traditional banks, and financial institutions.
Regulatory ready
Fully integrated with Finexus Cloud to automate regulatory payments and reporting compliance.
Top-tier security
Hosted in our own Payment Card Industry Data Security Standard (PCI DSS Level 1) and Tier III certified data centres with 99.95% uptime Service Level Agreement (SLA) and 24/7 technical support.
Compliance-ready
Meets regulatory and audit requirements set by the central bank of Malaysia, including Risk Management in Technology (RMiT), Payments Network Malaysia (PayNet), and major domestic and regional payment networks.
AI-enhanced operations
Streamline card operations, minimise manual workflows, and improve transaction processing speed and accuracy.
Issuing, acquiring, and payments on one platform
Global and domestic payment networks
Approved payment processor for Visa, Mastercard, UnionPay, and JCB for international transactions, and PayNet Malaysia for domestic card payments. Manage cross-border and local card processing from a single platform.
Multiple-channel payment processing
Automated Teller Machines (ATM), Cash Deposit Machines (CDM), Point of Sale (POS) terminals, Near Field Communication (NFC) for contactless payments, e-commerce for card-not-present transactions, QR code payments, and Mail Order/Telephone Order (MOTO).
Layered security by design
Modular architecture with multiple security layers for flexible integration and secure card transaction processing.
Streamlined card and customer management
Multi-tenant, multi-currency
Process multi-currency batch payments across multiple time zones from a single platform.
Flexible account structures
Configure flexible, multi-level account structures to match your card portfolio needs.
Full lifecycle management
Manage every stage from customer onboarding and card issuance to processing and settlement.
Trusted by over 100 banks and financial institutions across ASEAN
Leading banks, digital banks, and financial institutions across Malaysia, Myanmar, Laos, Vietnam, and Indonesia rely on CARDWORKS™ for their card management and payment processing.
Go live faster with minimal disruption
Get started with our expert team and bring your card management system to market faster.