PAYMENZ™
payment gateway
A regulatory payment gateway developed for banks and financial institutions in Malaysia. It provides Straight-Through Processing (STP) across DuitNow, Real-time Electronic Transfer of Funds and Securities (RENTAS), SWIFT, Interbank GIRO (IBG), JomPAY, and Direct Debit, enabling real-time compliance with the central bank of Malaysia standards.
Full compliance & security
Major payment standards
Stay compliant with the central bank's requirements for every transaction via Real-time Payments Platform (RPP) DuitNow, RENTAS (ISO 20022, ISO 15022, Securities Settlement) / IBG, SWIFT (ISO 20022, GPI), IBG / JOMPAY, Direct Debit, and CHEQUEWorks.
Bank-grade secure payments
Achieve bank-grade encryption and compliance with the central bank frameworks, including Risk Management in Technology (RMiT), Cloud Technology Risk Assessment Guidelines (CTRAG), Business Continuity Management (BCM), and External Sector Statistics (ESS) reporting, as well as Payments Network Malaysia (PayNet RPP ISO 20022), Payment Card Industry Data Security Standard (PCI DSS Level 1), and ISO/IEC 27001.
Precision in every transaction
Ensure precision and compliance with auto-validation and reconciliation of your bank's ledger against Nostro and RENTAS statements before payment network submissions.
Banking, uninterrupted
Seamless translation
Convert your existing payment formats into RENTAS SWIFT and ISO 20022 messages with minimal changes to your host system.
Cost savings
Reduce IT investment with continual system updates on our modular architecture. Stay future-proof as requirements from Nostro agents, RENTAS, and regulatory bodies evolve.
Smarter foreign payments
Simplify foreign payment upgrades with our next-gen-ready SWIFT GPI system, supporting ISO 15022 MT/20022 MX and Anti-Money Laundering (AML) integration.
360 oversight
Integrated view
Consolidate all bank systems, from AML screening to consumer channels, on a single payment portal for unified tracking and smarter decision-making.
Absolute control
Take full control through an intuitive web portal featuring parameter management, audit trails, user permissions, National Addressing Database (NAD), consents, approval workflows, and alerts.
Why partner with us
Discover the value we deliver to our clients every day
Trusted by regulators
We’ve built and supported key central bank systems to streamline national-level fund management, borrower eligibility, and interbank cash operations.
The minds behind RENTAS
Leverage our expertise as the developer of Malaysia's Real-Time Gross Settlement (RTGS) system, RENTAS, and its enhanced successor.
Proven expertise
We've built market regulation and liquidity platforms for Malaysia's central bank to manage FX, capital flows, and bond market liquidity, shaping Malaysia’s financial landscape.
High availability and redundancy
Uninterrupted mission-critical banking operations with our 99.95% uptime PAYMENZ™ SaaS on Finexus Cloud, hosted in our 100% owned data centres with 24/7 tech support.
Flexible integration
Supports multiple integration methods, including Application Programming Interface (API), Message Queue (MQ), file transfer, and web services, to suit diverse system environments.
Lasting partnerships
Endorsed by 100+ ASEAN clients with consistent renewals, reflecting our reliability.
Ready to transform your
payment operations?
Join 30+ financial institutions already powered by PAYMENZ™, a secure, compliant, and reliable payment gateway.