AIRStream™ regulatory reporting
Built on STARWORKS™ legacy expertise in regulatory reporting, Automated Intelligence Reporting for STREAM (AIRStream™) is Finexus's next-generation regulatory reporting platform, built for Project STREAM, a transition led by the central bank of Malaysia from aggregated reporting to granular reporting. AIRStream™ automates granular, high-frequency data submissions to the central bank, with built-in validation and reconciliation against current aggregated reporting in STATSmart, ESS and CCCRIS, for accurate, timely compliance.
One platform, total compliance
Seamless integration
Direct integration from the existing platform to STREAM, with none of minimal changes required from the bank, minimising disruption to bank operations and existing reporting obligations.
Single unified platform
Submits granular datasets at account and transaction level, meeting STREAM's daily, monthly, and aggregated reporting requirements in a single unified platform.
Absolute system control
Centralised rules management replacing manual rule maintenance, with configurable business parameters, and maker-checker workflows for full governance and auditability.
Real-time reporting dashboard
Real-time executive dashboards with daily submission intelligence, file and log tracking, record preview, and full audit trails.
Automated data quality processing
Powered by a Data Quality Framework refined over 20+ years of regulatory reporting, enhanced with dynamic source-level ETL, automated reconciliation against the General Ledger and existing BNM reports, and intelligent data enrichment.
Customised, bespoke solution for each bank
Each bank using AIRStream receives a dedicated, segregated instance, with enhancements prioritised to critical needs and full alignment to the central bank of Malaysia's evolving regulatory taxonomy.
STARWORKS™ systems integrated with AIRStream™, supporting parallel operations through 2031+
STARWORKS™ NSRS
Submit financial positions (loans, income, equity changes), compliance data including Statutory Reserve Requirement (SRR), and industry-specific data such as cards, Electronic Funds Transfer at Point of Sale (EFTPOS), and remittances, validated through a two-tier DQF.
STARWORKS™ Credit STP
Centralised business-to-business (B2B) system for central bank of Malaysia-compliant credit applications, with Central Credit Reference Information System (CCRIS) retrieval and credit reports from CTOS, Experian, and Credit Bureau Malaysia.
STARWORKS™ Credit LASS
Submit credit data compliant with the central bank via direct entry or batch upload, with amendment, reconciliation, and backdated regulatory reporting.
STARWORKS™ PIDM DASS
Submit Perbadanan Insurans Deposit Malaysia (PIDM) compliant deposit account data via onscreen entry or batch upload, with automatic data transformation into PIDM required formats, including masking and encryption capabilities.
STARWORKS™ ESS
Submit Cash Balance of Payments, Ultimate Beneficial Owner, Ringgit Settlements, External Assets and Liabilities, and Inter-Company Accounts.
Why partner with us
Discover the value we deliver to our clients every day
Proven FinTech leadership
We have been a FinTech pioneer since the central bank and PIDM’s first reporting mandates, and we’ve been evolving ever since.
Decades of expertise and impact
Seasoned technical team with 60+ years of proven implementations across the entire banking industry.
Serving all banks alike
Diverse banking experience spanning commercial, Islamic, investment, and more recently digital banks.
The regulatory reporting partner banks trust
Future-ready regulatory reporting, tailored to your compliance needs.