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E-wallets & Cards

Launch your e-wallet and card programme faster with Kayaaku™

Reduce time-to-market with ready-to-use licences, Application Programming Interfaces (APIs), and Software Development Kits (SDKs). Choose a full solution or customise modular features built to scale with your business. E-wallet and prepaid cards are issued by Finexus Cards Sdn Bhd, licensed by the central bank of Malaysia.

Everything your customers need,

in one app

Unified e-wallet and card issuance 

A single platform powering e-wallet and card issuance, supporting both physical and virtual cards without separate systems.

Flexible wallet limits

Start with RM3,000 and upgrade to RM10,000 after enhanced verification.

Virtual or physical prepaid cards

Apply for a virtual or physical Visa or Mastercard Prepaid Card via app to withdraw cash from Automated Teller Machines (ATMs) worldwide.

Quick, secure onboarding

Enable secure digital onboarding and authentication via biometrics, MyDigital ID, or password, without branch visits.

DuitNow-ready payments

Transfer funds, reload wallets, request payments, or set up auto debit via DuitNow.

Cross-border QR payments

Enable seamless cross-border QR payments at overseas merchants, online and in store, for fast and convenient payments.

All-in-one licensing

E-wallet & Card Issuance

emoney
visa
master

Loan Disbursement

emoney

Payments

visa
master
mydebit
duitnow
alipay

Power your branded e-wallet experience

Offer your customers a seamless digital wallet while managing accounts, payments and transactions with full control.

Pay at millions of Visa and Mastercard merchants worldwide and 2.6 million DuitNow outlets nationwide.

Track transactions in real time with instant notifications and complete in-app spend history.

Set adjustable spend limits and transfer funds instantly between wallets and bank accounts.

Access your e-wallet anytime, anywhere via mobile app or web portal on desktop, laptop, or tablet.

Ensure secure, high-performance transactions with 100% owned data centres, 99.95% uptime, and 24/7 technical support.

Let us handle your backroom operations

Focus on scaling your business while we manage transactions, reconciliation and operational workflows.

Card inventory and personalisation

Credit scoring and onboarding

Fraud monitoring and chargebacks

Transaction processing and monitoring

Merchant and e-wallet customer services

Reconciliation and settlement

Hear from one of our clients

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More about Kayaaku™

See our Kayaaku™ App in action

Download the Kayaaku™ App from Google Play or the Apple App Store and experience seamless payments on the go.

Try our Sandbox

Test Kayaaku™ in a safe environment before going live. Get access to our sandbox by contacting our team.

Start building your
e-wallet today

Launch, manage and scale your e-wallet, all in one platform.

FINEXUS

ABOUT US

  • About Finexus
  • Culture
  • Senior Leadership Team
  • Sustainability & Governance
  • Careers
  • Contact Us

BANKS

  • Regulatory Reporting
  • Regulatory Payments
  • Card Management System
  • E-invoicing
  • Business Process Outsourcing

BUSINESSES

  • E-invoicing
  • E-wallets & Cards
  • Retail Payments
  • Business Process Outsourcing
  • Partnerships

INVESTORS

  • News & Media
  • Resources
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